Membership runs from the 1st January to the 31 December of that year
Your membership includes insurance for 3 colonies against AFB and EFB diseases until 31st. December. (Subject to the 40 day Rule) together with the association of the WBKA which includes public liability insurance for all full members.
All colonies must be insured against disease. You should ensure that you include any anticipated increase in the number of colonies (including swarms) or all insurance will be invalid